Say goodbye to business vehicle finance
Unlike traditional business vehicle finance and business car leasing providers that ignore seasonality, Karmo’s all-inclusive subscription provides the flexibility to run a lean, optimised fleet with four-month minimum terms and a 30-day cancellation policy, ensuring you’re never locked in.
Whether you need company cars for a new project or a temporary staffing surge, you can skip negotiating finance rates or business car lease terms and choose from Karmo’s business solutions.
Browse our business vehicles
View All Vehicles
Toyota
Corolla Cross...
$266
Per Week / Excl. GST
Hyundai
Staria Load
$292
Per Week / Excl. GST
Zeekr
X
$314
Per Week / Excl. GST
Isuzu
MU-X
$346
Per Week / Excl. GST
Isuzu
D-Max
$369
Per Week / Excl. GST
Mercedes-Benz
GLE300
$608
Per Week / Excl. GSTConsidering business vehicle finance or leasing a company car?
Why not choose car subscription for your business?
- Preserve capital & Improve borrowing power
Unlike traditional business vehicle leases, or business vehicle finance, Karmo’s business solutions don’t require a high upfront investment. Keep your balance sheet light and improve your borrowing power by choosing car subscription for your business vehicles.
- Move from CapEX to OpeEX
Simplify the way you manage business vehicles by shifting to the OpEx model with car subscriptions. A car subscription combines all vehicle-related costs into a single fee - covering registration, insurance, maintenance, and depreciation. Unlike purchasing or committing to a long-term lease, which requires you to depreciate a capital asset and tie up valuable capital each year, a car subscription allows you to expense your company vehicles as an operating cost - freeing up cash for core business growth.
- No unexpected costs
Even with a dedicated fleet management team, businesses in Australia struggle when it comes to upkeep and utilisation of company cars. Reliably plan your company car costs and eliminate unexpected upkeep expenses with a car subscription's single, predictable fee, simplifying fleet management for your business.
- Operate a lean and dynamic fleet
A car subscription lets you effortlessly adapt your fleet's size and composition to your changing business needs, avoiding the rigid, long-term capital commitments of buying or leasing.
Why choose Karmo for your SME?
- Low upfront costs and credit checks
Karmo breaks car access barriers for scaling businesses by providing an affordable, off-balance-sheet solution that preserves capital, eliminating high deposits, setup fees, and traditional credit checks. This makes Karmo a no-brainer for businesses that are looking to scale their operations and preserve capital.
- Quick vehicle delivery
Leverage Karmo’s network of 130+ dealer partners to get quick access to a large variety of models from Australia’s leading brands, all for an easy, affordable subscription fee without the long waitlists.
- Simple and transparent
Karmo’s simple application process and transparent subscription fees ensures car access for your business is hassle-free. This means you can focus on leveraging value from your company cars without being bogged down by unnecessary paperwork.
Find out why SMEs love Karmo
Karmo’s business solutions offer transparent car subscription plans that make car access a breeze for local business owners.
Manage your business' subscription with My Karmo
Karmo’s customer portal – My Karmo – lets you stay on top of your car subscription. Enjoy complete transparency, track usage and payments for your business vehicles.
See your upcoming payments
Login to My Karmo to view your upcoming payments.
Pay upcoming payments in advance
You can stay ahead by paying upcoming payment in advance.
Manage your saved cards
Have flexibility to update or change your preferred cards as you need.
Download EOFY tax reports
Save time at tax time with easily downloadable EOFY tax reports.
Coming Soon | View your subscription inclusions & limits
Never forget what is included in your subscription by having easy visibility to your plan inclusion and limits.
Coming Soon | Browse available vehicles
Plan your upcoming vehicle swap by browsing our available subscription cars.
Frequently Asked Questions
Karmo’s all-inclusive car subscription model, unlike other subscriptions, only provides new cars with the option of upgrading or swapping to a new car every four months.
How many kilometres can I drive on a fleet subscription plan?
We provide a generous kilometre allowance of 385 km per car per week. You can drive worry-free within this limit.
In the case that you exceed this amount, you will be charged an excess mileage fee at a rate of 30 cents per kilometre over your allowance. Your kilometre allowance details are in your contract, as well as on the window sticker located in your car.
We encourage responsible usage of our subscription plans to ensure fairness and maintain the quality of our service. If we notice that you consistently exceed the kilometre allowance by more than 20%, we may need to discuss this with you. In such cases, we may request the vehicle to be returned or initiate a contract renegotiation to find a solution that best fits your needs.
Am I able to swap the make and model of the fleet vehicle I am subscribed to?
We understand that your business needs may change over time and that’s why we offer the option to swap or upgrade the make and model of your vehicle at the end of each subscription plan. This means that you can easily switch to a different vehicle that better aligns with your business needs.
Whether you’re looking for a different make, model, or even upgrading to a higher-end vehicle, we’re here to assist you.
How does the handover process work for collecting a fleet subscription car from Karmo?
Once your booking with Karmo is confirmed, we will welcome you to one of our hubs to collect your new vehicle.
During the handover, our team members will guide you through the features of the vehicle, ensuring you have a clear understanding of its functionalities. They will be available to answer any questions you may have, helping you feel confident and comfortable with your new car.
Additionally, we will provide you with all the necessary documents pertaining to your subscription. Then we will hand over the keys, symbolising the start of your exciting subscription journey with Karmo.
What is the minimum subscription plan duration for the fleet subscription service?
The minimum duration for a Karmo subscription plan is 120 days.
We offer discounted rates for extended subscription periods. You have the option to subscribe for up to 9 months, allowing you to enjoy the benefits of a subscription at a reduced rate.
Widest range of cars to choose from for your business
With Karmo’s extensive dealership network, you get access to the widest range of cars for your business. Whether you’re after SUVs, utes, EVs or premium vehicles, Karmo has got you covered. Enjoy great prices on popular brands such as Toyota, Nissan and Mercedes-Benz.
