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Drive a new SUV

Skip waitlists and negotiating finance rates for a new SUV at the dealership by subscribing to a SUV of your choice today.

A SUV for every lifestyle

Browse our SUVs from 30+ brands including Toyota, Mazda, Hyundai and Kia. With Karmo, you have the flexibility to change between SUVs.

Best large family SUVs for 2026

Family-friendly 7-seater SUVs are among the most sought after cars at Karmo. As 2026 rolls in, here’s what you need to know to choose the 7-seater seater SUV that is right for your family.

Drive the latest hybrid or EV SUVs

Choose from the latest hybrid or EV SUVs from top brands such a Mazda, Toyota, Hyundai or try a new hybrid model such as the Jaecoo J7 Hybrid that offers great value.

Need help choosing the right SUV for your lifestyle?

Finding the perfect SUV

If fuel efficiency, and ease of parking are the priority then a compact SUV is the way to go. Some popular compact SUV models available with Karmo are the Mazda CX-3, Hyundai Venue and the Toyota Yaris Cross.

If you prioritise function and don't want to break the bank, a budget SUV is the perfect choice. Karmo has a wide range of budget SUV options from brands such as Chery, Haval and Jaecoo.

If school runs, weekend sport and a large weekly grocery haul describes your life in a nutshell, you need a safe and spacious SUV for your tiny and loud passengers. The Toyota Kluger, Mitsubishi Outlander and Toyota Landcruiser Prado are great options.

If driving is one of your life's little luxuries then choose from Karmo's prestige SUVs, such as the Mercedes-Benz GLA200, BMW X5 and Ineos Grenadier Station Wagon.

Our featured SUVs

Karmo is trusted by drivers Australia-wide

With flexible and transparent plans, there is only one thing to worry about, enjoying every drive. Here’s what some of our top customers say about us:

Google star 1Google star 2Google star 3Google star 4Google star 54.8
4.8Google star 1Google star 2Google star 3Google star 4Google star 5
Top Rated Service
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Posted on Google Google
Moka Nekelo profile picture
Moka Nekelo
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Five stars for Mev & Zak thank you for your awesome service!
Posted on Google Google
Josh profile picture
Josh
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Natasha is fantastic to deal with and very helpful. Thanks Karmo.
Posted on Google Google
Anna Valentini profile picture
Anna Valentini
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mev Zak and Ollie were fabulous. Friendly and great srvice
Posted on Google Google
Stephanie Masoeu profile picture
Stephanie Masoeu
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I’ve been using Karmo for almost a year now and have had such a great experience. Mev and Zak have been exceptional throughout the whole process. they’re both so kind, helpful and always make everything feel easy and stress-free. The process of getting a car through Karmo has always been smooth and the cars are great to drive and well looked after. I really appreciate the level of customer service and how easy the team makes everything. Thank you, Mev and Zak, for always being so helpful! I would definitely recommend Karmo. ❤️
Posted on Google Google
gagamoe anaua profile picture
gagamoe anaua
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Such a good experience today so easy and run through was amazing and understood everything thanks to Natasha for the great help 🙌 God bless
Posted on Google Google
Ian Johnson profile picture
Ian Johnson
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service from Meg and zak
Posted on Google Google
Sarah profile picture
Sarah
23 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great customer service on return of the car. Smooth process. Much appreciated.
Posted on Google Google
Pip B. profile picture
Pip B.
23 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had the best experience with Karmo especially because Mev and Zak who have top tier customer service. The entire process was flawless from start to finish and I found it easy to deal with them the whole time. Would recommend.
Posted on Google Google
Denzel Cullinan profile picture
Denzel Cullinan
23 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Kristen and Natasha were fantastic!
Posted on Google Google
Harry Lewis profile picture
Harry Lewis
23 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Natasha and Kristen were both fantastic to deal with at Karmo. Friendly, helpful and made the whole process really easy. Great service from start to finish — highly recommend!

Why choose Karmo?

Access the widest range

We offer 200+ cars from 35+ brands. Choose from popular SUVs, premium European cars, in-demand Utes and EVs. The best part? If we don't have something in stock, we'll try sourcing it for you.

We only provide new cars. Most cars come straight from the dealership. This ensures no mystery history or unpleasant surprises and guarantees peace of mind.

A 4.8 ⭐️ Google Rating from 1200+ reviews reflects how we always put our subscribers first. We've put 13,000+ drivers on the road who have trusted us for over 80 million kilometres.

Our subscriptions are all-inclusive and transparent. Unlike most other providers we don't charge you for choosing us with application or setup fees.

year established
2000
satisfied customers
7970 +
Google rating
0 / 5
cars to choose from
0 +

What do we mean by all-inclusive*?

*Excludes fuel and toll costs 

New car experience

Vehicle registration

Maintenance & servicing

Roadside assistance

Vehicle insurance

Flexible plans

Generous mileage

Less fees & no hidden costs

No long-term commitments

What do we mean by all-inclusive*?

*Excludes fuel and toll costs

Frequently asked questions

Curious about car subscriptions for personal or business use? Our Frequently Asked Questions (FAQ) section is here to help! From understanding how car subscriptions work to the application process and getting behind the wheel, we cover it all.

To streamline the payment process and ensure convenience, all payments for our car subscription service are charged directly to the credit card that you have allocated. This allows for automated and hassle-free transactions, eliminating the need for manual payments or invoices.​

At Karmo, we understand the importance of keeping upfront costs to a minimum however, please be aware that our car subscription service does involve some small upfront costs. These include:

  1. Bond: A refundable bond of $500 – $1500 is required depending on the price of your car to secure the subscription. This amount will be returned to you at the end of the subscription term, provided there are no outstanding charges or damages.
  2. Security Payment: This amount is composed of your security deposit equivalent to two weeks of subscription, and an advance payment for your first week’s pro-rata subscription. Your two week security deposit will be returned to you at the end of your subscription term provided there are no outstanding charges or damages owed.

To qualify for a car subscription, you need to meet the following requirements:

  1. Age: You must be over the age of 21
  2. Affordability Check: You need to provide evidence of your ability to cover the subscription costs.
  3. Valid Driving Licence: You must possess a valid and unrestricted driving licence (P2 and above).
  4. Driver Declaration: You are required to pass the driver declaration, which ensures compliance with our safety standards.

We do not require a traditional credit check as part of our application process. Instead, we focus on assessing your ability to pay for the service.

To ensure we can make an informed decision and tailor our offer to your specific needs, we kindly request that you provide us with a copy of your pay slip and a copy of your bank statement as part of the application process. These documents help us evaluate your financial capability to meet the payment requirements of the service.

We value your privacy and treat all personal information with the utmost confidentiality. Rest assured that any documents you provide will be handled securely and used solely for the purpose of assessing your eligibility for our service.

At Karmo, we believe in providing flexible and innovative driving solutions to cater to various needs, even if you may not meet the criteria required by traditional lenders. With Karmo’s subscription options, you may still have the opportunity to subscribe to a car and enjoy the benefits of driving without the constraints of traditional financing.

In the unfortunate event of an accident or breakdown while using your subscription car;

Step 1: Call 000 if it is an emergency

Step 2: Fill in a Karmo Damage Report

If you’ve been involved in a car accident or have experienced minor damage to a Karmo vehicle, you’re in the right place. We understand how stressful these situations can be, and we’re here to help. To report your car accident or minor damage, simply fill in the Recoversure Claims form.

In the event you have been in a multi vehicle accident, please ensure you collect the third-parties details while on site of the accident, you will need these details to complete the form.

Information you need to provide​​

  • Contact details
  • Vehicle details and rego
  • Insurance details
  • Licence details (photo) of other drivers involved (name and address)
  • If possible, please take notes/photos/video of the accident scene, cross streets, landmarks, the direction of travel and car damage, as this information will help you complete an insurance claim.

Once you provide us with the necessary details, our dedicated team will promptly assist you in resolving the issue. So rest assured that we’ll handle your report with utmost care and professionalism.

Step 3: Access Roadside Assistance

Contact 1300 388 044 to access 24/7 roadside assistance.

Getting into a new vehicle

A new vehicle can be arranged to continue your subscription plan within one day. However in some rare circumstances Karmo may refuse to renew your subscription plan if you are deemed too high of risk.

Damage Excess Fees

In the event of an accident a Damage Excess Fee may be payable by you, which will be refunded if you are cleared ‘not at fault’ by the insurance provider.

If you have been found to be ‘at fault’, a weekly At Risk Driver Fee will be charged on top of your weekly plan for a period of 12-months from the date of your incident claim. If you have another incident in this 12-month period, the 12-months will start again.