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Car Subscription for Everyday Driving

Car subscription is a flexible and hassle-free way to access a car. Drive your dream car today with - Karmo - Australia's largest car subscription service. All-inclusive plans. No application or joining fees.

What is a car subscription?

A car subscription is a flexible alternative to traditional car ownership or leasing. It allows you to pay an affordable weekly fee to subscribe to a car of your choice without having to worry about the usual ownership responsibilities.

Rather than being tied down to a long-term commitment, a car subscription offers you the freedom to drive a car for as long as you need it, and you can return or swap it when your needs change. With no large upfront costs or finance required, a car subscription provides an attractive and hassle-free alternative to owning a car.

Smart Cars Now On Karmo

Skip the waitlist for the much awaited Smart #1 and Smart #3 with Karmo Car Subscription. Experience these stunning Mercedes-Benz designed cars which pack a punch from just $339/ week in Brisbane and Perth.

Year established
2000
Satisfied customers
7970 +
Google rating
0 / 5
Car models to choose from
0 +

Why choose Karmo?

With 4.9 stars on Google Reviews, we are committed to making your car subscription journey as enjoyable as possible. This is why we don’t believe in hidden fees! With a Karmo car subscription there is no application fee, set-up fee or swap fees!

Karmo’s all-inclusive car subscription model, unlike other subscriptions, only provides new cars with the option of upgrading or swapping to another new car at the end of your plan. Our application process is quick, has no credit credit checks and no large upfront costs.

 You can pick-up your new car the same day from your local Karmo hub in Melbourne, Sydney, Adelaide, Brisbane and Perth. Rest assured we’ll look after you throughout your entire subscription journey.

What do we mean by all-inclusive?

New car experience

Vehicle registration

Maintenance & servicing

Roadside assistance

Vehicle insurance

Flexible plans

Generous mileage

Less fees & no hidden costs

No long-term commitments

What do we mean by all-inclusive?

Our subscription cars

Karmo is trusted by drivers Australia-wide

With flexible and all-inclusive plans, there is only one thing to worry about, enjoying every drive. Here’s what our customers say about Karmo car subscriptions.

Apply for Karmo's car subscription service

Karmo’s car subscription application process is quick and easy, just like a car subscription service should be. With no credit checks or finance required, the application can be completed in under 5 minutes with the added bonus of accessing pre-approval instantly. With no application fees and a convenient cancelation policy, you can subscribe to your dream car risk free with Karmo.

With no credit checks or finance required, the application can be completed in under 5 minutes with the added bonus of accessing pre-approval instantly.

Your preferred hub will contact you to find a suitable car and subscription plan for your needs.

If your car is in stock, you can drive away the same day and begin your subscription journey!

Karmo vs Lease vs Car Loans

Karmo car subscriptions work a little differently to car leases and car loans. Unlike traditional car leases and car loans, they don’t have joining fees or require a high upfront payment. Karmo’s car subscriptions are all-inclusive, flexible and transparent making it the perfect choice for convenient car access whether you’re an individual looking for a car or a business looking for a fleet provider.

Features

Car Loans

Lease

No large, over the top fees

New cars

New car rotation

Car flexibility

Maintenance

Features

Car Loans

Lease

No large, over the top fees

New cars

New car rotation

Car flexibility

Maintenance

Manage your car subscription online with My Karmo

See your upcoming payments

Login to My Karmo to view your upcoming payments.

You can stay ahead by paying upcoming payment in advance.

Have flexibility to update or change your preferred cards as you need.

Save time at tax time with easily downloadable EOFY tax reports.

Never forget what is included in your subscription by having easy visibility to your plan inclusion and limits.

Plan your upcoming vehicle swap by browsing our available subscription cars.

Our partners

We take pride in offering a wide selection of subscription cars including petrol, hybrid and electric vehicles from all of your favourite manufacturers. We stock most body types from a zippy hatch, to large family SUVs, utes and luxury vehicles. So no matter your car subscription needs, Karmo can get you on the road.

Karmo’s terms and conditions require that tolls be paid directly to the toll operator. This helps keep variable weekly costs to a minimum and help our customers budget for their subscriptions with ease. To make it easier for you, we strongly recommend fitting a toll tag to your vehicle. An administration processing fee is applicable to any unpaid tolls, that we receive on behalf of your vehicle. In such cases, you will be charged the unpaid toll charges and the administration charging fee on your next weekly payment.

How much is the administration processing fee for tolls and how can I avoid it?

The administration processing fee is $5 for each notice we receive. We have reduced the administration fee to $0.50 until November 14, 2024 to keep your costs as low as possible and to allow you time to order and install a toll tag. To ensure a seamless experience and avoid incurring the administration processing fee, we kindly request that you have a toll tag in the vehicle at the earliest.

Why are we moving to toll tags? What’s the difference?

Unfortunately as of October 11, 2024 Karmo cars will need to stay on the Karmo account to ensure there is a fall-back for unpaid tolls. You will need to get a toll tag to ensure tolls are nominated to you before they reach us. Unlike toll tags, a toll account is linked to the rego and you risk accidentally receiving toll charges even after you’ve moved into another car. So, if you’ve already linked your car to your toll account you will need to unlink it and get a toll tag moving forward.

Need more information or have additional questions?

If you have any questions or require further information about the administration processing fee or getting a toll tag, our dedicated customer support team is ready to assist you. Please feel free to reach out to us, and we’ll be happy to help.

To qualify for a car subscription, you need to meet the following requirements:

  1. Age: You must be between the ages of 25 and 75.
  2. Proof of Serviceability: You need to provide evidence of your ability to cover the subscription costs.
  3. Valid Driving Licence: You must possess a valid and unrestricted driving licence.
  4. Driver Declaration: You are required to pass the driver declaration, which ensures compliance with our safety standards.

If you have any questions or need further clarification regarding these criteria, please feel free to reach out to our customer support team.

At Karmo, we understand that everyone’s financial situation is unique, and we aim to provide our services to as many customers as possible. We do not require a traditional credit check as part of our application process. Instead, we focus on assessing your ability to pay for the service.

To ensure we can make an informed decision and tailor our offerings to your specific needs, we kindly request that you provide us with a copy of your pay slip and a copy of your bank statement as part of the application process. These documents help us evaluate your financial capability to meet the payment requirements of the service.

We value your privacy and treat all personal information with the utmost confidentiality. Rest assured that any documents you provide will be handled securely and used solely for the purpose of assessing your eligibility for our service.

Our aim at Karmo is to make our services accessible to individuals from various financial backgrounds. By considering factors beyond just credit ratings, we strive to provide an inclusive and fair experience for all our customers.

If you have any concerns or questions regarding our application process or the information we require, please don’t hesitate to reach out to our customer support team at Karmo. We’re here to assist you and provide the necessary guidance throughout the application process.

Thank you for considering Karmo. We look forward to helping you enjoy our services without the stress of credit checks!

To ensure compliance with our insurance policy, it’s important to note that coverage is limited to the person listed on the contract, as well as any additional drivers who are explicitly mentioned on the subscription agreement.

This means that only the primary subscriber and any additional drivers specifically listed on the contract will be covered by our insurance policy during the subscription period. It is essential to adhere to this requirement for the protection and safety of all parties involved.

If you have any questions or need to add an additional driver to your subscription contract, please reach out to our team. We will be glad to assist you in updating the necessary information to ensure proper coverage.

Please remember that driving without the appropriate coverage may result in liability and potential financial risks. It is always our priority to prioritise the safety and security of our subscribers and provide comprehensive insurance coverage as per our policy guidelines.

To streamline the payment process and ensure convenience, all payments for our car subscription service are charged directly to the credit card that you have allocated. This allows for automated and hassle-free transactions, eliminating the need for manual payments or invoices.

If you have any questions or need assistance regarding the payment process or updating your credit card information, please don’t hesitate to reach out to our customer support team.

At Karmo, we take pride in offering comprehensive car subscription plans that cover various services and expenses related to your vehicle. Our subscription plans include:

  1. Cost of the Car: The subscription fee covers the cost of the vehicle itself, allowing you to enjoy driving without the burden of car ownership.
  2. Registration Fees: We handle the registration fees associated with the vehicle, ensuring that it remains legally compliant throughout your subscription period.
  3. Roadside Assistance: Our car subscription plans include roadside assistance services, providing you with peace of mind in case of any unexpected breakdowns or emergencies on the road.
  4. Karmo Provided Damage Cover: We provide damage coverage for the subscribed vehicle, safeguarding you against potential damages and accidents.
  5. Servicing and Maintenance: Servicing and maintenance of the vehicle are included in the subscription plan, ensuring its optimal performance and reliability.

By bundling these services and expenses together, we aim to offer a hassle-free and all-inclusive car subscription experience. If you have any specific inquiries or require further details about our subscription plans, please don’t hesitate to contact our customer support team.

Frequently Asked Questions

Karmo’s all-inclusive car subscription model, unlike other subscriptions, only provides new cars with the option of upgrading or swapping to a new car every four months.

Need a hand?

We’re here to help! If you have questions or need advice, you can easily reach out to us via email or give us a call. Prefer to find answers on your own? Check out our FAQs for quick solutions and helpful tips. Whatever you need, don’t hesitate to contact us—we’re ready to support you every step of the way.