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Car Subscription Melbourne

Karmo car subscription in Melbourne offers the widest choice of SUVs, utes and EVs. Join us, Australia's largest car subscription provider, for flexible car access.

Considering a car subscription in Melbourne?

Why choose Karmo car subscription

Our flexible car subscription plans in Melbourne start from just 4 months. Karmo’s car subscriptions spare you the hassles of ownership - removing the worry of maintenance or servicing costs or depreciation. There is no long-term lock in, so if your circumstances shift, a mere 30-day heads-up is all that's required to end your car subscription.

Experience unparalleled simplicity with your car subscription in Melbourne. Our straightforward weekly payment covers routine maintenance, scheduled servicing, comprehensive insurance, annual registration and 24/7 roadside assistance. You'll enjoy total peace of mind, with Karmo, knowing there won't be any nasty surprises from unexpected bills.

Car subscription solutions are your go-to for simple access to a fantastic range of cars, Karmo has partnered with dealerships nationwide to guarantee you prompt access to brand-new vehicles. Our streamlined application process, which focuses purely on affordability, makes it easy to apply and be driving around Melbourne in a new car subscription quickly.

We pride ourselves in ensuring you'll always be behind the wheel of a new vehicle. Why commit to one car long-term when life changes - in Melbourne, Karmo champions the permanent new car experience. From spacious family SUVs to premium luxury cars, Karmo offers an extensive choice that truly adapts to whatever life throws your way.

Our featured cars in Melbourne

The Hub

With a wide choice of vehicles and a team dedicated to service, Karmo Melbourne is here to make car subscription effortless.
Conveniently located between the airport and CBD, we’ll get you into your vehicle and on your way quickly, so you can enjoy the freedom and flexibility of subscription from day one.

Amanaki Fine
State Manager – Victoria

Call Us

1800 316 965

Opening hours 

Mon to Fri: 8:30 AM to 5:00 PM
Sat to Sun: Closed

Hub Address

71F Matthews Ave, Airport West, VIC 3043

Getting here

Parking is available in front of the Karmo Melbourne Hub. Access the facility directly via Matthews Ave.

The hub is conveniently located near the Route 59 Tram (Airport West to City). The nearest stop is Stop 57 – Hawker St/Matthews Ave, which is only a 3-minute walk away. For those coming by train, take the Craigieburn Line to Essendon Station and transfer to the Route 59 Tram.

Several bus routes service the area, including the 477 (Moonee Ponds – Broadmeadows) and 483 (Sunbury – Moonee Ponds). The nearest stop is King St/Matthews Ave which is a 4 minute walk away. Use the Public Transport Victoria Journey Planner for more information.

What our Melbourne customers say about us

Why Karmo for car subscription in Melbourne?

Karmo is Australia’s largest, and Melbourne’s most trusted car subscription service provider with fantastic customer ratings! We serve customers across the Greater Melbourne, Hume, Ballarat, Geelong and Mornington Peninsula regions, including hybrid and EV cars in Melbourne.

Our subscription plans have no hidden fees, and zero application, set-up or swap fees! 

Our application process takes less than 10 minutes, with no credit credit checks and no large upfront costs. Get into a new car quicker. Browse cars available in Melbourne here.

Karmo has the widest range of family SUVs, trusty utes and premium cars to choose from. Our staff are committed to making your car subscription journey as easy as possible and will work hard to get you into your new car from your local Melbourne hub, at your earliest convenience. Explore our family cars in Melbourne today.

Karmo vs Car Leasing vs Long Term Car Rentals

Car subscription is designed for flexibility. If you don’t want the long-term commitment of car leases in Melbourne or the high upfront costs of long term car rentals, Karmo gives you a simpler way to stay on the road. Subscription is ideal when you want predictable costs, no long-term lock-in and the option to change your vehicles regularly.

Features

Car Lease

Long Term Car Rental

New cars​

No application, signup or swap fees

No credit check

New car rotation​

Registration and insurance ​

Maintenance and service ​

No long-term commitment ​

No hidden costs

Features

Car Lease

Long Term Car Rental

New cars

No application, sign up or swap fees

No credit check

New car rotation

Registration and Insurance

Maintenance & service

No long term commitment

No hidden costs

What do we mean by all-inclusive*?

*Excludes fuel and toll costs 

New car experience

Vehicle registration

Maintenance & servicing

Roadside assistance

Vehicle insurance

Flexible plans

Generous mileage

Less fees & no hidden costs

No long-term commitments

What do we mean by all-inclusive*?

*Excludes fuel and toll costs

Apply now

Our application process is quick, easy and completely online. We have no application fees, so you can subscribe to your dream car risk-free with Karmo.

The application can be completed in under 5 minutes, and with our quick affordability check you get the added bonus of accessing pre-approval instantly.

Our team will contact you to find the most suitable car and subscription plan for your needs.

If your car is in stock, you can drive away the same day and begin your subscription journey!

Frequently asked questions

Curious about car subscriptions for personal or business use? Our Frequently Asked Questions (FAQ) section is here to help! From understanding how car subscriptions work to the application process and getting behind the wheel, we cover it all.

To streamline the payment process and ensure convenience, all payments for our car subscription service are charged directly to the credit card that you have allocated. This allows for automated and hassle-free transactions, eliminating the need for manual payments or invoices.​

At Karmo, we understand the importance of keeping upfront costs to a minimum however, please be aware that our car subscription service does involve some small upfront costs. These include:

  1. Bond: A refundable bond of $500 – $1500 is required depending on the price of your car to secure the subscription. This amount will be returned to you at the end of the subscription term, provided there are no outstanding charges or damages.
  2. Security Payment: This amount is composed of your security deposit equivalent to two weeks of subscription, and an advance payment for your first week’s pro-rata subscription. Your two week security deposit will be returned to you at the end of your subscription term provided there are no outstanding charges or damages owed.

To qualify for a car subscription, you need to meet the following requirements:

  1. Age: You must be over the age of 21
  2. Affordability Check: You need to provide evidence of your ability to cover the subscription costs.
  3. Valid Driving Licence: You must possess a valid and unrestricted driving licence (P2 and above).
  4. Driver Declaration: You are required to pass the driver declaration, which ensures compliance with our safety standards.

We do not require a traditional credit check as part of our application process. Instead, we focus on assessing your ability to pay for the service.

To ensure we can make an informed decision and tailor our offer to your specific needs, we kindly request that you provide us with a copy of your pay slip and a copy of your bank statement as part of the application process. These documents help us evaluate your financial capability to meet the payment requirements of the service.

We value your privacy and treat all personal information with the utmost confidentiality. Rest assured that any documents you provide will be handled securely and used solely for the purpose of assessing your eligibility for our service.

At Karmo, we believe in providing flexible and innovative driving solutions to cater to various needs, even if you may not meet the criteria required by traditional lenders. With Karmo’s subscription options, you may still have the opportunity to subscribe to a car and enjoy the benefits of driving without the constraints of traditional financing.

In the unfortunate event of an accident or breakdown while using your subscription car;

Step 1: Call 000 if it is an emergency

Step 2: Fill in a Karmo Damage Report

If you’ve been involved in a car accident or have experienced minor damage to a Karmo vehicle, you’re in the right place. We understand how stressful these situations can be, and we’re here to help. To report your car accident or minor damage, simply fill in the Recoversure Claims form.

In the event you have been in a multi vehicle accident, please ensure you collect the third-parties details while on site of the accident, you will need these details to complete the form.

Information you need to provide​​

  • Contact details
  • Vehicle details and rego
  • Insurance details
  • Licence details (photo) of other drivers involved (name and address)
  • If possible, please take notes/photos/video of the accident scene, cross streets, landmarks, the direction of travel and car damage, as this information will help you complete an insurance claim.

Once you provide us with the necessary details, our dedicated team will promptly assist you in resolving the issue. So rest assured that we’ll handle your report with utmost care and professionalism.

Step 3: Access Roadside Assistance

Contact 1300 388 044 to access 24/7 roadside assistance.

Getting into a new vehicle

A new vehicle can be arranged to continue your subscription plan within one day. However in some rare circumstances Karmo may refuse to renew your subscription plan if you are deemed too high of risk.

Damage Excess Fees

In the event of an accident a Damage Excess Fee may be payable by you, which will be refunded if you are cleared ‘not at fault’ by the insurance provider.

If you have been found to be ‘at fault’, a weekly At Risk Driver Fee will be charged on top of your weekly plan for a period of 12-months from the date of your incident claim. If you have another incident in this 12-month period, the 12-months will start again.

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