Say goodbye to business vehicle finance
Unlike traditional vehicle finance or business car leasing providers that ignore seasonality, Karmo’s vehicle subscription provides business the flexibility to run a lean, optimised fleet. With four-month minimum terms and a 30-day cancellation policy, your capital doesn’t get lock-in long term.
Whether you need vehicles for a new project or a temporary staffing surge, you will find the right vehicles to choose from with us.
Get vehicles for your business today
Considering business vehicle finance or leasing a company car?
Why not try car subscription for your business?
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Preserve capital & improve borrowing power
Unlike traditional business vehicle leases or business vehicle finance, Karmo’s business solutions don’t require a high upfront investment. Keep your balance sheet light and improve your borrowing power by choosing car subscription for your business.
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Move from CapEX to OpeEX
Simplify the way you manage business vehicles by shifting to the OpEx model with car subscriptions.
Unlike purchasing or committing to a long-term lease, which requires you to depreciate a capital asset and tie up valuable capital each year, a car subscription allows you to expense your company vehicles as an operating cost – freeing up cash for core business growth.
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No unexpected costs
Reliably plan your company car costs and eliminate unexpected upkeep expenses with a car subscription’s single, predictable fee, simplifying fleet management for your business.
Karmo’s car subscription combines all vehicle-related costs into a single fee – covering registration, insurance, maintenance and depreciation.
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Operate a lean and dynamic fleet
A car subscription lets you effortlessly adapt your fleet’s size and composition to your changing business needs, avoiding the rigid, long-term capital commitments of buying or leasing.
Why choose Karmo for your SME?
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Low upfront costs and credit checks
Karmo breaks barriers for scaling businesses by providing an affordable, off-balance-sheet solution for your business vehicles that preserves capital and eliminates high deposits and setup fees. This makes Karmo a no-brainer for businesses that are looking to scale their operations and preserve capital.
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Quick vehicle delivery
Leverage our network of 130+ dealer partners to get quick access to a large variety of models. We work with many of Australia’s leading brands to provide a wide range of vehicles all for an easy, affordable subscription fee without the long waitlists.
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Simple and transparent
Karmo’s simple application process and transparent subscription fees ensures car access for your business is hassle-free. This means you can focus on leveraging value from your company cars without being bogged down by paperwork.
Browse business vehicles
Toyota
Corolla Cross...
$266
Per Week / Excl. GST
Zeekr
X
$314
Per Week / Excl. GST
Hyundai
Staria Load
$359
Per Week / Excl. GST
Isuzu
D-Max
$369
Per Week / Excl. GST
Mercedes-Benz
GLE300
$608
Per Week / Excl. GSTFind out why SMEs love Karmo
Our business solutions offer transparent car subscription plans that make car access a breeze for local business owners.
Nakia Wright
Owner
Double Dose Performance Centre
Andrew Power
Owner
Ulster Distributions
Brett Klerck
Director
Taylors Property
https://youtube.com/shorts/8dupc84NXGM
Nakia Wright
Owner
Double Dose Performance Centre
https://youtube.com/shorts/baf76MTtaAw
Andrew Power
Owner
Ulster Distributions
https://youtu.be/KtowBIS4tzU
Brett Klerck
Director
Taylors Property
Manage your business’ subscription with My Karmo
Karmo’s customer portal – My Karmo – lets you stay on top of your car subscription. Enjoy complete transparency, track usage and payments for your business vehicles.
See your upcoming payments
Login to My Karmo to view your upcoming payments.
Pay upcoming payments in advance
You can stay ahead by paying upcoming payment in advance.
Manage your saved cards
Have flexibility to update or change your preferred cards as you need.
Download EOFY tax reports
Save time at tax time with easily downloadable EOFY tax reports.
Coming Soon | View your subscription inclusions & limits
Never forget what is included in your subscription by having easy visibility to your plan inclusion and limits.
Coming Soon | Browse available vehicles
Plan your upcoming vehicle swap by browsing our available subscription cars.
Login to My Karmo to view your upcoming payments.
You can stay ahead by paying upcoming payment in advance.
Have flexibility to update or change your preferred cards as you need.
Save time at tax time with easily downloadable EOFY tax reports.
Never forget what is included in your subscription by having easy visibility to your plan inclusion and limits.
Plan your upcoming vehicle swap by browsing our available subscription cars.
Frequently Asked Questions
Karmo’s all-inclusive car subscription model, unlike other subscriptions, only provides new cars with the option of upgrading or swapping to a new car every four months.
Widest range of cars to choose from for your business
With Karmo’s extensive dealership network, you get access to the widest range of cars for your business. Whether you’re after SUVs, utes, EVs or premium vehicles, Karmo has got you covered. Enjoy great prices on popular brands such as Toyota, Nissan and Mercedes-Benz.
Find a car that suits your needs

























