To streamline the payment process and ensure convenience, all payments for our car subscription service are charged directly to the credit card that you have allocated. This allows for automated and hassle-free transactions, eliminating the need for manual payments or invoices.
4.8 star rating from 1200+ reviews
13,000+ Australians have chosen a simpler way to access a car
Drive a new GWM
Unlock Massive Savings
Our EOFY Offer* gives you premium features without the premium price tag. We’re making GWM even more attractive with $50/week discount across the GWM range. Just use promo code ‘LEVELUP’. Best of all? A Karmo subscription protects you from ownership worries – just enjoy the drive and leave the resale stress to us.
13,000+ Australians have chosen a simpler way to access a car
Drive a new GWM
Unlock Massive Savings
Our EOFY Offer* gives you premium features without the premium price tag. We’re making GWM even more attractive with $50/week discount across the GWM range. Just use promo code ‘LEVELUP’. Best of all? A Karmo subscription protects you from ownership worries – just enjoy the drive and leave the resale stress to us.
4.8 star rating from 1400+ reviews
No credit score impact
|
No application fee
|
Cancel with 30 days notice*
Why car subscription?
Experience the benefits of car ownership without the hassles.
- Single transparent bundled cost
Your subscription fee covers insurance, rego, roadside assist and service costs. So you can say goodbye to nasty surprise expenses.
- Drive only new cars
Drive the latest models and enjoy the flexibility to swap into a car the best suits your lifestyle after every term.
- Drive away, within a day
No long waitlists here. If your car is in stock, you can drive away the same day and begin your subscription journey!
- 5 min to complete
Our EOFY offers
GWM
Haval Jolion P...
From
$305
$255
Per Week
EOFY Offer
Available Now
GWM
Haval H6 Lux
From
$335
$285
Per Week
EOFY Offer
Available Now
GWM
Haval H6 Lux H...
From
$335
$285
Per Week
EOFY Offer
Available to Order
GWM
Haval H6 Ultra...
From
$345
$295
Per Week
EOFY Offer
Available to Order
GWM
Tank 300 Ultra...
From
$360
$310
Per Week
EOFY Offer
Available to Order
GWM
Tank 500 Ultra...
From
$395
$345
Per Week
EOFY Offer
Available to Order
Why more drivers are choosing GWM with Karmo
GWM delivers a fantastic balance of high-end tech and safety features with cost. By choosing a Karmo subscription, you get the best of GWM without the traditional risks of ownership.
Luxury features without the price tag
No ownership worries
Experience the future, commitment-free
With Karmo, you get a brand-new GWM with insurance, registration, and maintenance all included in a simple weekly payment.
13,000+ satisfied drivers on the road
Here’s what our customers say about their Karmo car subscriptions.
See how Karmo compares
Still comparing your options? Here’s how we stack up against buying, leasing and rent-to-own.
Best for flexibility
Buying
Leasing
Rent-to-own
Minimum commitment
4 months
Ongoing
2-5 years
Ongoing
To get started
Refundable bond + 2 weeks upfront
Large upfront deposit
Deposit + fees apply
Large upfront deposit
Credit score impact
No
Yes (Finance)
Yes
Yes (Finance)
Exit flexibility
Yes
No
Limited
No
Vehicle age/quality
Always new cars
Varies
New cars
Varies
Depreciation risk
No
Yes
Yes
Yes
Time to get into a car
Usually same day
Within 30 days
Within 30 days
Within 30 days
What’s included
Registration, insurance,
servicing
Car only
Varies
Car only
See how Karmo compares
Still comparing your options? Here’s how we stack up against buying.
Best for flexibility
Buying
Minimum commitment
4 months
Ongoing
What’s included
Registration, insurance, servicing
Car only
Credit score impact
No
Yes (Finance)
Exit flexibility
Yes
No
To get started
Refundable bond + 2 weeks upfront
Large upfront deposit
Vehicle age/quality
Always new cars
Varies
Depreciation risk
No
Yes
Pick-up time
Usually same day
Within 30 days
From application to drive-away in three simple steps
A simple process designed to get you moving.
Apply online in minutes
Choose a vehicle and complete a quick affordability check online.
We confirm the details with you
One of our team will contact you to finalise your application and answer any questions.
Drive away when ready
If your vehicle is available, you may be able to collect it sooner than expected.
Ready for a simpler way to get a car?
Join thousands of Australians choosing flexibility over long-term ownership pressure.
- Check eligibility in 60 seconds
- No impact on your credit score
- Most cars available quickly
No credit score impact | No application fee | Cancel with 30 days’ notice*
Ready for a simpler way to get a car?
Join thousands of Australians choosing flexibility over long-term ownership pressure.
- Check eligibility in 60 seconds
- No impact on your credit score
- Most cars available quickly
No credit score impact
|
No application fee
|
Cancel with 30 days notice*
How am I charged for my Karmo car subscription plan?
Are there upfront costs required for a car subscription?
At Karmo, we understand the importance of keeping upfront costs to a minimum however, please be aware that our car subscription service does involve some small upfront costs. These include:
- Bond: A refundable bond of $500 – $1500 is required depending on the price of your car to secure the subscription. This amount will be returned to you at the end of the subscription term, provided there are no outstanding charges or damages.
- Security Payment: This amount is composed of your security deposit equivalent to two weeks of subscription, and an advance payment for your first week’s pro-rata subscription. Your two week security deposit will be returned to you at the end of your subscription term provided there are no outstanding charges or damages owed.
What is the eligibility criteria for car subscription?
To qualify for a car subscription, you need to meet the following requirements:
- Age: You must be between the over the age of 21
- Proof of Serviceability: You need to provide evidence of your ability to cover the subscription costs.
- Valid Driving Licence: You must possess a valid and unrestricted driving licence (P2 and above).
- Driver Declaration: You are required to pass the driver declaration, which ensures compliance with our safety standards.
Does Karmo perform a credit check for a car subscription application?
We do not require a traditional credit check as part of our application process. Instead, we focus on assessing your ability to pay for the service.
To ensure we can make an informed decision and tailor our offer to your specific needs, we kindly request that you provide us with a copy of your pay slip and a copy of your bank statement as part of the application process. These documents help us evaluate your financial capability to meet the payment requirements of the service.
We value your privacy and treat all personal information with the utmost confidentiality. Rest assured that any documents you provide will be handled securely and used solely for the purpose of assessing your eligibility for our service.
If I have been declined for finance on a loan can I still subscribe to a car?
At Karmo, we believe in providing flexible and innovative driving solutions to cater to various needs, even if you may not meet the criteria required by traditional lenders. With Karmo’s subscription options, you may still have the opportunity to subscribe to a car and enjoy the benefits of driving without the constraints of traditional financing.
What happens if I am involved in a car accident in my subscription car?
In the unfortunate event of an incident, here is the process to follow:
- Contact your local Karmo Hub to report the incident as soon as possible.
- If the vehicle is safe to drive, return the vehicle to your local Karmo hub during open hours
- If the vehicle has been towed, please provide information of where the vehicle has been sent as soon as possible.
- A new vehicle can be arranged to continue your subscription plan within one day. However in some rare circumstances Karmo may refuse to renew your subscription plan if you are deemed too high of risk.
- Complete the incident form provided by Karmo, and submit back to your local Karmo Hub as soon as possible.
- Once the vehicle and form is assessed by Karmo, we will submit the claim and manage the insurance process.
- The Damage Excess Fee is then payable by you, which will be refunded if you are cleared ‘not at fault’ by the insurance provider.
- If you have been found to be ‘at fault’, a weekly At Risk Driver Fee will be charged on top of your weekly plan for a period of 12-months from the date of your incident claim. If you have another incident in this 12-month period, the 12-months will start again.
Please remember to prioritise safety in the event of an incident and immediately contact your local Karmo Hub for assistance.
Your questions answered
From understanding how car subscriptions work to the application process and getting behind the wheel, we cover it all.
Karmo EOFY Offer: Terms & Conditions*
1. The Promotion The “EOFY Offer” (Promotion) is provided by Karmo Holdings Pty Ltd (ABN 62 615 224 815) (Karmo). By participating, customers agree to be bound by these terms.
2. Eligibility Period The Promotion commences at 5:00 pm AEST on Friday, 15th May 2026. and ends at 5:00 pm AEST on Tuesday, 30th June 2026. To claim the offer, the vehicle must be collected/picked up by the customer on or before this closing time.
3. Eligibility Criteria This offer is available to:
New Karmo subscription customers only.
Residents of QLD, NSW, VIC, WA, and SA.
Individuals who meet Karmo’s standard credit, licensing, and eligibility criteria.
Limit of one (1) promotional subscription per customer.
- Customers must use promo code ‘LEVELUP’ while applying.
4. The Offer
The offer consists of a $50.00 (AUD) discount per week off the standard subscription rate for any vehicle within the GWM range available on the Karmo platform.
The discount is applicable only for the first term of the subscription.
After the first term term, the subscription rate will automatically revert to the standard weekly pricing for that vehicle unless the subscription is terminated in accordance with the Karmo Master Subscription Agreement.
- Swaps/ refreshes not included
- Not valid for fleet vehicles or tools-of-trade subscriptions and cannot be combined with other discounts / offers
- Standard Karmo subscription fees and terms apply
5. Vehicle Availability Offer is subject to vehicle stock availability. Karmo does not guarantee the availability of specific models, colours, or trim levels within the GWM range.
6. General Provisions
Non-Transferable: This offer cannot be exchanged for cash or used in conjunction with any other Karmo promotion or discount.
Verification: Karmo reserves the right to verify the identity and eligibility of any applicant and to disqualify any individual who tampers with the application process or breaches these terms.
Modifications: Karmo reserves the right to cancel or amend the Promotion due to unforeseen circumstances or stock shortages outside of its control.
