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Car Subscription for the NDIS Community

Whether you're an NDIS participant, a support worker or Allied Health Organisation, Karmo makes getting on the road easy and accessible. Our flexible car subscriptions are ideal for anyone who doesn’t want a long-term commitment or who isn’t eligible for traditional car finance.

Who we can help

Whether you’re exploring transport options or looking for the freedom and independence that comes with having your own vehicle, Karmo offers a simple, flexible solution. Our car subscriptions are designed to suit your needs – no long-term contracts, no finance stress, and one simple weekly payment that covers registration, insurance, servicing, roadside assistance and maintenance.

Need a reliable vehicle to reach clients or manage participant transport? We offer flexible car subscriptions and provide new vehicles without the burden of long-term contracts or traditional finance. For a single weekly fee, you get a reliable, decal-friendly vehicle with insurance, registration, and maintenance covered. 

Karmo offers a scalable, tax-effective vehicle solution for fleets, staff and NDIS participants, providing a smart alternative to traditional leasing. For a single weekly fee, you get access to new vehicles with discounted fleet pricing and customisable insurance – all without long-term contracts or substantial upfront costs. 

What do we mean by all-inclusive*?

*Excludes fuel and toll costs 

New car experience

Vehicle registration

Maintenance & servicing

Roadside assistance

Vehicle insurance

Flexible plans

Generous mileage

Less fees & no hidden costs

No long-term commitments

What do we mean by all-inclusive*?

*Excludes fuel and toll costs

Our subscription cars

View All Vehicles

Karmo is trusted by drivers Australia-wide

With flexible and transparent plans, there is only one thing to worry about, enjoying every drive. Here’s what some of our top customers say about us:

Google star 1Google star 2Google star 3Google star 4Google star 54.8
4.8Google star 1Google star 2Google star 3Google star 4Google star 5
Top Rated Service
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Posted on Google Google
Ross Barns profile picture
Ross Barns
14 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service and hassle free . And especially dealing with Natasha and Kristen were helpful and easy to work with. Thanks
Posted on Google Google
Mikhael Angelo Flores profile picture
Mikhael Angelo Flores
14 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a great onboarding experience with Isabel at Karmo. She was so accommodating, processed all the necessary documentation with ease, and took the time to explain every detail about my new BYD Sealion 8 car subscription. The whole process was smooth and hassle-free. I highly recommend Karmo!
Posted on Google Google
Tej Panesar profile picture
Tej Panesar
14 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great support for our business vans🙏 Mev is great
Posted on Google Google
Katrina Freer profile picture
Katrina Freer
11 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great Service and easy to deal with. Walking away with a brand new car without all the stress and hassle of buying a new car.
Posted on Google Google
Marcelle Diaz profile picture
Marcelle Diaz
11 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great
Posted on Google Google
Taylor Zeballos profile picture
Taylor Zeballos
11 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mev and Zak are super helpful and accomodating. Great experience from start to finish. Highly recommend.
Posted on Google Google
Plant and Equipment Hire profile picture
Plant and Equipment Hire
11 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent experience picking up the new car today . Isabel when above and beyond and her service was excellent. Thank you for all your help . Tim
Posted on Google Google
Nicolás Zanolli de Solminihac profile picture
Nicolás Zanolli de Solminihac
11 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a very good service and attention from Natasha and Kristen. The care workrd really well, when I had minor issues they responded immediately, and when I had to refresh the car it was quick and no problems at all. Would use it again for sure. Thanks
Posted on Google Google
Chantel Ward profile picture
Chantel Ward
10 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Amman and Isabel were amazing! As soon as my paperwork was done, I had a phone call to book a pick up appointment. He also helped the morning of so I made it to the office location without issue. Isabel was helpful as soon as I walked in the door. As this was my first time, she explained to me all the ins and outs with how the subscription works and made sure I understood how the car operated before I drove it away. Both have checked in since I left to make sure all was still okay. Their interactions have made the process free from anxiety and know they will be awesome again when needing to return the vehicle.
Posted on Google Google
Jayden Mcilwee profile picture
Jayden Mcilwee
10 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great work kristen and Natasha love the service

Am I eligible?

With Karmo, getting into a car has never been easier. We understand that everyone has different circumstances, if you’re not sure, reach out to us and we can help!