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Car Subscription for the NDIS Community

Whether you're an NDIS participant, a support worker or Allied Health Organisation, Karmo makes getting on the road easy and accessible. Our flexible car subscriptions are ideal for anyone who doesn’t want a long-term commitment or who isn’t eligible for traditional car finance — including individuals with limited credit history or those who don’t meet standard employment criteria.

Who we can help

Whether you’re exploring transport options or looking for the freedom and independence that comes with having your own vehicle, Karmo offers a simple, flexible solution. Our car subscriptions are designed to suit your needs—no long-term contracts, no finance stress, and all-inclusive weekly pricing that covers registration, insurance, servicing, roadside assistance, and maintenance.

We understand that circumstances can change, which is why we offer a 30-day cancellation policy and flexible terms. That means you can upgrade, swap vehicles, or adjust your plan if your funding or work situation shifts. Get on the road quickly and confidently with Karmo—your hassle-free alternative to car ownership, tailored for NDIS participants.

Need a reliable vehicle to reach clients or manage participant transport? Karmo’s flexible car subscription gives you access to a wide range of new-model vehicles—with flexible kilometre packages, decal-friendly options, and no long-term contracts or traditional finance.

Whether you’re a support worker, carer, or plan manager, our all-inclusive weekly fee covers everything—insurance, registration, servicing, roadside assistance, and maintenance—so you can stay focused on what matters most: supporting your clients. We work closely with plan managers and support coordinators to offer adaptive transport solutions. Easily upgrade, swap vehicles, or adjust terms as participant needs change—without the hassle.

Karmo offers a flexible vehicle solution ideal for your fleet, staff, or clients. With discounted fleet pricing, tax-effective plans, and customisable kilometre and insurance options, our subscription model is a smart, scalable alternative to traditional leasing or ownership. 

Whether you’re providing vehicles for staff, offering employee benefits, or referring NDIS participants, Karmo makes it easy to manage transport without long-term contracts or upfront costs. Adapt quickly to changing needs with vehicle swaps, upgrades, and flexible terms—all backed by an all-inclusive weekly fee.

What do we mean by all-inclusive?

New car experience

Vehicle registration

Maintenance & servicing

Roadside assistance

Vehicle insurance

Flexible plans

Generous mileage

Less fees & no hidden costs

No long-term commitments

What do we mean by all-inclusive?

Our subscription cars

View All Vehicles

Karmo is trusted by drivers Australia-wide

With flexible and all-inclusive plans, there is only one thing to worry about, enjoying every drive. Here’s what our customers say about Karmo car subscriptions.

Am I eligible?

With Karmo, getting into a car has never been easier. We understand that everyone has different circumstances, if you’re not sure, reach out to us and we can help!