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Ready to see how partnering with Karmo can benefit your business?

Whether you’re an external or internal fleet manager, a business owner or a sole trader, enquire today with the referral code AFMA or email us directly at partners@karmo.co to have a dedicated AFMA consultant contact you and tailor a fleet solution to your needs.

Car subscription that has you covered

At Karmo, we understand there is no one-size-fits-all fleet solution. Our business solutions take this into account to ensure maximum fleet utilisation with minimal downtime to ensure you’re getting the best value from your fleet.

SMEs

Car subscription plans for businesses looking for a dynamic fleet of up to 5 cars.

Large Fleets

Car subscription for businesses looking for 5+ cars

Novated

Novated subscriptions for your employees without requiring a long-term commitment.

In partnership with

Why car subscription for business?

Forget the paperwork, from rego to servicing, maintenance and insurance, Karmo includes all on-road costs (excluding fuel or charging) in our flexible plans.

We enable businesses to scale the fleet up (or down) with a convenient 30-day cancellation policy, so you aren’t bound by long-term contracts.

Car subscription is not only tax effective, it has the added bonus of keeping large fleet debts off your balance sheet unlike traditional finance or leasing.

Browse business vehicles in your location

What do we mean by all-inclusive*?

New car experience

The cost of your vehicle is included. Karmo ensures that our vehicles are always new, with mileage limited to 15,000km, providing you with a permanent new car experience.

Vehicle registration

Karmo takes care of all the necessary paperwork and registration costs ensuring that each car is properly registered.

Maintenance & servicing

All servicing, maintenance and tyre costs are covered by Karmo, ensuring that your vehicle remains in optimal condition and saving you money.

Roadside assistance

Karmo offers 24/7 roadside assistance, ensuring that help is just a phone call away in case of emergencies.

Vehicle insurance

Full insurance coverage is included, providing you with financial protection in the event of an accident or damage.

Flexible plans

No more 3 year contracts! You can sign up for the duration you need and have the option to stop or swap at the end of your plan, providing you with flexibility and freedom from lengthy commitments.

Generous mileage

Karmo’s car subscription plans include a generous allowance per week of driving. Any overages are simply charged per KM.

Less fees & no hidden costs

Unlike competitors, Karmo won’t charge you for choosing us! At Karmo you will enjoy zero application, signup and swap fees, making it more accessible and cost-effective compared to other providers.

No long-term commitments

We believe a car subscription service should be just as flexible as any other subscription service. That’s why we provide our drivers a convenient cancellation policy.

*Excludes fuel and toll costs

New car experience

Vehicle registration

Maintenance & servicing

Roadside assistance

Vehicle insurance

Flexible plans

Generous mileage

Less fees & no hidden costs

No long-term commitments

What do we mean by all-inclusive*?

*Excludes fuel and toll costs

Karmo is trusted by drivers Australia-wide

With flexible and transparent plans, there is only one thing to worry about, enjoying every drive. Here’s what some of our top customers say about us:

      
 4.8
 4.8
 Top Rated Service 
   Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
 
 
 
 
 
   
 
 
      Posted on Google  
   
   Jack Bishop 
 8 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Mev was awesome. I had a couple of issues and she was really helpful in solving them. Everyone was easy to deal with throughout the process, the car was great and they were an honest company to deal with.
  
 
     Posted on Google  
   
   Shirley James 
 7 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Prompt service
  
 
     Posted on Google  
   
   Brae Gleeson 
 7 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Mev and Zak beautiful service amazing cars and wonderful people I recommend get them to help you with car hire
  
 
     Posted on Google  
   
   Xoeric W 
 7 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Karmo is ok with 3.5 stars rating however full 5+ stars to the frontline staffs especially to Zak, he is brilliant to deal with ,  great customer skills & satisfaction
  
 
     Posted on Google  
   
   David Maskell 
 7 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Natasha gave excellent customer service.
  
 
     Posted on Google  
   
   Michael Harwood 
 6 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Kristen and Natasha were amazing and made the whole process easy and painless. Will be coming back again!
  
 
     Posted on Google  
   
   Joseba Gallastegui Susaño 
 4 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Cristal clear and fast
  
 
     Posted on Google  
   
   Troy Jolley 
 4 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Pocked up a zeeker7x awd performance today the experience from start to finish was seamless. Isabel was a gem at Point of collection and went through everything really great even had a laugh or 2 with my father, Erin also was great in the lead up to picking the car up and Aaman as always went above and beyond could not recommend these guys any higher and look forward to a long standing relationship with them all. Oh and btw absolutely love the car only had to do a quick 15min top up charge to get home so that was the icing in the cake
  
 
     Posted on Google  
   
   nikora Tuulau 
 4 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. The experience from collection to drop off was smooth and easy, Zak & Maeve where very helpful, Would definitely use them again
  
 
     Posted on Google  
   
   Oskar Karlsson 
 4 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Mev and Zak provided great service!
  
 
 
  
 
 
 Showing only 4-5 star reviews

Karmo vs Other Subscriptions vs Leasing

Karmo car subscriptions work a little differently to car leases and other subscriptions. Unlike traditional car leases and car loans, they don’t have joining fees or require a high upfront payment. Karmo’s car subscriptions are flexible and transparent, making it the perfect choice for convenience whether you’re an individual looking for a car or a business looking for a fleet management solution.

Features

Other Subscriptions

Leasing

New cars

No application, sign up or swap fees

No credit checks

New car rotation

Registration & Insurance

Maintenance & Servicing

No long-term contracts

No hidden costs

Features

Other Subscriptions

Leasing

New cars

No application, sign up or swap fees

No long-term contracts

New car rotation

Registration

Maintenance & servicing

Insurance

No hidden costs

AFMA Fleet Enquiry

Complete our quick and easy enquiry form, and our team will reach out.

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Referral code

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Fleet subscription for AFMA partners

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Car subscription that has you covered