{"options":"Brisbane,Adelaide,Sydney,Melbourne,Perth","extra-data":"%5B%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22South%20Australia%22%7D%7D%2C%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22Queensland%22%7D%7D%2C%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22New%20South%20Wales%22%7D%7D%2C%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22Victoria%22%7D%7D%2C%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22Western%20Australia%22%7D%7D%5D","default-option":"Default","autodetect-location":"yes","geo-type":"city","classname":"default-location-override","self_select_form_type":"geo"}
{"options":"Adelaide,Brisbane,Sydney,Melbourne,Perth","extra-data":"%5B%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22South%20Australia%22%7D%7D%2C%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22Queensland%22%7D%7D%2C%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22New%20South%20Wales%22%7D%7D%2C%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22Victoria%22%7D%7D%2C%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22Western%20Australia%22%7D%7D%5D","default-option":"Default","autodetect-location":"yes","geo-type":"city","classname":"default-location-override","self_select_form_type":"geo"}
{"options":"Adelaide,Brisbane,Sydney,Melbourne,Perth","extra-data":"%5B%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22South%20Australia%22%7D%7D%2C%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22Queensland%22%7D%7D%2C%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22New%20South%20Wales%22%7D%7D%2C%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22Victoria%22%7D%7D%2C%7B%22fields%22%3A%7B%22countryCode%22%3A%22AU%22%2C%22countryName%22%3A%22Australia%22%2C%22stateProv%22%3A%22Western%20Australia%22%7D%7D%5D","default-option":"Default","autodetect-location":"yes","geo-type":"city","classname":"default-location-override","self_select_form_type":"geo"}

Fleet subscription for AFMA partners

Welcome to Karmo - Australia’s leading new car subscription provider! We’re proud to partner with AFMA to offer Fleet Managers, businesses and sole traders a smarter, more flexible way to access vehicles. With car subscription, you enjoy the benefits of a new car without finance, long-term commitments or hidden costs, all while keeping your fleet tax-effective and easy to manage.

Book your free consultation

Ready to see how partnering with Karmo can benefit your business? 

Whether you’re an external or internal fleet manager, a business owner or a sole trader, enquire today with the referral code AFMA or email us directly at partners@karmo.co to have a dedicated AFMA consultant contact you and tailor a fleet solution to your needs.

Car subscription that has you covered

At Karmo, we understand there is no one-size-fits-all fleet solution. Our business solutions take this into account to ensure maximum fleet utilisation with minimal downtime to ensure you’re getting the best value from your fleet.

Why car subscription for business?

Forget the paperwork, from rego to servicing, maintenance and insurance, Karmo includes all on-road costs (excluding fuel or charging) in our flexible plans.

We enable businesses to scale the fleet up (or down) with a convenient 30-day cancellation policy, so you aren’t bound by long-term contracts.

Car subscription is not only tax effective, it has the added bonus of keeping large fleet debts off your balance sheet unlike traditional finance or leasing.

Browse business vehicles in your location

What do we mean by all-inclusive*?

*Excludes fuel and toll costs 

New car experience

Vehicle registration

Maintenance & servicing

Roadside assistance

Vehicle insurance

Flexible plans

Generous mileage

Less fees & no hidden costs

No long-term commitments

What do we mean by all-inclusive*?

*Excludes fuel and toll costs

Karmo is trusted by drivers Australia-wide

With flexible and transparent plans, there is only one thing to worry about, enjoying every drive. Here’s what some of our top customers say about us:

Google star 1Google star 2Google star 3Google star 4Google star 54.8
4.8Google star 1Google star 2Google star 3Google star 4Google star 5
Top Rated Service
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Posted on Google Google
Adam Wilson profile picture
Adam Wilson
2 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Zak and Mev were great. Thanks for your help team
Posted on Google Google
ciemeil milliken profile picture
ciemeil milliken
2 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Natasha and Kristen were absolutely amazing to deal with, any issues that arose were dealt with professionally and promptly. Highly recommend this service and these ladies! 10/10
Posted on Google Google
liu jim profile picture
liu jim
2 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mev and Zak provide good service
Posted on Google Google
Eric Li profile picture
Eric Li
1 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Natasha and Kristian made the hiring process very convenient
Posted on Google Google
Tim profile picture
Tim
1 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Natasha and Kristen are amazing. Wonderful service and super attentive. Will be back again soon
Posted on Google Google
Samixa Goyal profile picture
Samixa Goyal
1 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very professional service
Posted on Google Google
Charis Clark profile picture
Charis Clark
1 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Karmo are always so helpful! I have been with them for over a year now and I always get great service with every car I’ve had from them. Harry and Charlotte were very helpful yesterday, they helped me get a good price and when I was having trouble with my card, they were very understanding! Always feel at ease there and know I’m going to be looked after.
Posted on Google Google
Vincent Fontanoza profile picture
Vincent Fontanoza
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly recommend Karmo! I had a new 2026 Chery E5, and it was honestly the best car. The weekly payments are fantastic and affordable, and the service has been excellent. After a minor carpark incident that left a few scuffs, I was worried about the claim process, but it was easy and straightforward. When I returned the car to the hub, the team were incredibly welcoming and made me feel completely at ease—no judgement at all. They assisted me straight away and provided a replacement car of the same kind. A huge thank you to Natasha and Kristen for being so incredibly kind and helpful. I’ll definitely be recommending Karmo to my friends and family!
Posted on Google Google
Zabedee Tan profile picture
Zabedee Tan
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Had a great experience with KARMO Perth! Harry was super friendly, helpful and accommodating throughout the whole process. He made everything really easy for us and was very patient despite a slight delay. The car was great and we had no issues during our trip. Really appreciated the service and would definitely recommend KARMO. Thanks again Harry!
Posted on Google Google
catalina lahoudd profile picture
catalina lahoudd
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a Karmo vehicle for 2 years Mev and Zac were amazing to deal with always exceeded my expectations and went above and beyond I would recommend Karmo to absolutely everyone. Customer service and service can’t be beaten.

Karmo vs Other Subscriptions vs Leasing

Karmo car subscriptions work a little differently to car leases and other subscriptions. Unlike traditional car leases and car loans, they don’t have joining fees or require a high upfront payment. Karmo’s car subscriptions are flexible and transparent, making it the perfect choice for convenience whether you’re an individual looking for a car or a business looking for a fleet management solution. 

Features

Other Subscriptions

Leasing

New cars

No application, sign up or swap fees

No credit checks

New car rotation

Registration & Insurance

Maintenance & Servicing

No long-term contracts

No hidden costs

Features

Other Subscriptions

Leasing

New cars

No application, sign up or swap fees

No long-term contracts

New car rotation

Registration

Maintenance & servicing

Insurance

No hidden costs

AFMA Fleet Enquiry

Complete our quick and easy enquiry form, and our team will reach out.