What is the rent to own cars model?
Rent to own car plans in Perth are a financing arrangement where you rent a car with the goal of owning it at the end of the term.
Though the idea of eventual ownership sounds appealing, rent to own agreements often come with significant downsides such as high overall costs, rigid contracts, limited flexibility, older vehicles, and more.
Moreover, Rent to own cars are often less popular, older models that lack modern features and can depreciate quickly.
Karmo subscription addresses these challenges by offering a more flexible and cost-effective way to drive.
View our subscription cars in Perth
Mazda
2 Hatch
$219
Per Week
Mitsubishi
Eclipse Cross
$279
Per Week
GWM
Jolion
$290
Per Week
Toyota
RAV4 Hybrid
$325
Per Week
Jaecoo
J7 SHS Hybrid
$352
Per Week
Mitsubishi
Pajero Sport E...
$395
Per WeekConsidering a rent to own car in Perth?
Why choose car subscription over a rent to own car model
- Month-to-month flexibility
Life is unpredictable and your car plan should adapt to it. Karmo Perth offers the freedom to adjust or cancel your car subscription with just 30 days' notice unlike rent to own car plans. This flexibility makes it easier to navigate changes without being tied to a lengthy agreement.
- Affordable and transparent costs
Unlike rent to own car plans which often include hidden fees and high initial payments, Karmo Perth subscriptions come with low upfront costs and transparent pricing. What you see is what you pay, with no unpleasant surprises.
- Peace of mind
From insurance and registration to maintenance and roadside assistance, Karmo ensures you never have to worry about unexpected expenses with a bundled weekly fee. Drive with confidence knowing everything is covered.
- Access to a modern fleet
Rent to own car plans often restrict you to older or pre-owned cars. With Karmo, you drive the latest models and you can choose to upgrade each term. Say goodbye to outdated options and hello to a premium driving experience.
Beware of the rent to own trap
- Excessive costs
Over time, you may end up paying nearly double the car’s original value only to end up with a highly depreciated vehicle.
- Lack of transparency
Rent to own agreements often include unexpected fees and ongoing membership fees that inflate the total cost.
- Unclear ownership
You don’t truly own the car until the final payment is made, and any missed payments could lead to forfeiture.
Karmo vs Other Subscriptions vs Rent to own
While rent to own car plans in Perth might seem like a straightforward option, Karmo car subscriptions offer unmatched freedom, affordability, and convenience. Revolutionize the way you drive in Perth by choosing a smart, hassle-free alternative.
Features
Other Subscriptions
Rent to own
New cars
No application, sign up or swap fees
No credit check
New car rotation
Registration & Insurance
Maintenance & Servicing
No long-term commitment
No hidden costs
Features
Other Subscriptions
Leasing
New cars
No application, sign up or swap fees
No long-term contracts
New car rotation
Registration
Maintenance & servicing
Insurance
No hidden costs
13,000+ satisfied drivers on the road
Here’s what our customers say about their Karmo car subscriptions.
What do we mean by all-inclusive*?
New car experience
The cost of your vehicle is included. Karmo ensures that our vehicles are always new, with mileage limited to 15,000km, providing you with a permanent new car experience.
Vehicle registration
Karmo takes care of all the necessary paperwork and registration costs ensuring that each car is properly registered.
Maintenance & servicing
All servicing, maintenance and tyre costs are covered by Karmo, ensuring that your vehicle remains in optimal condition and saving you money.
Roadside assistance
Karmo offers 24/7 roadside assistance, ensuring that help is just a phone call away in case of emergencies.
Vehicle insurance
Full insurance coverage is included, providing you with financial protection in the event of an accident or damage.
Flexible plans
No more 3 year contracts! You can sign up for the duration you need and have the option to stop or swap at the end of your plan, providing you with flexibility and freedom from lengthy commitments.
Generous mileage
Karmo’s car subscription plans include a generous allowance per week of driving. Any overages are simply charged per KM.
Less fees & no hidden costs
Unlike competitors, Karmo won’t charge you for choosing us! At Karmo you will enjoy zero application, signup and swap fees, making it more accessible and cost-effective compared to other providers.
No long-term commitments
We believe a car subscription service should be just as flexible as any other subscription service. That’s why we provide our drivers a convenient cancellation policy.
*Excludes fuel and toll costs
New car experience
Vehicle registration
Maintenance & servicing
Roadside assistance
Vehicle insurance
Flexible plans
Generous mileage
Less fees & no hidden costs
No long-term commitments
What do we mean by all-inclusive*?
New car experience
New car experience
The cost of your vehicle is included. Karmo ensures that our vehicles are always new, with mileage limited to 15,000km, providing you with a permanent new car experience.
Vehicle registration
Vehicle registration
Karmo takes care of all the necessary paperwork and registration costs ensuring that each car is properly registered.
Maintenance & servicing
Maintenance & servicing
All servicing, maintenance and tyre costs are covered by Karmo, ensuring that your vehicle remains in optimal condition and saving you money.
Roadside assistance
Roadside assistance
Karmo offers 24/7 roadside assistance, ensuring that help is just a phone call away in case of emergencies.
Vehicle insurance
Vehicle insurance
Full insurance coverage is included, providing you with financial protection in the event of an accident or damage.
Flexible plans
Flexible plans
No more 3 year contracts! You can sign up for the duration you need and have the option to stop or swap at the end of your plan, providing you with flexibility and freedom from lengthy commitments.
Generous mileage
Generous mileage
Karmo’s car subscription plans include a generous allowance per week of driving. Any overages are simply charged per KM.
Less fees & no hidden costs
Less fees & no hidden costs
Unlike competitors, Karmo won’t charge you for choosing us! At Karmo you will enjoy zero application, signup and swap fees, making it more accessible and cost-effective compared to other providers.
No long-term commitments
No long-term commitments
We believe a car subscription service should be just as flexible as any other subscription service. That’s why we provide our drivers a convenient cancellation policy.
*Excludes fuel and toll costs
Apply now
Our application process is quick, easy and completely online. We have no application fees, so you can subscribe to your dream car risk-free with Karmo.
- Apply in minutes
The application can be completed in under 5 minutes, and with our quick affordability check you get the added bonus of accessing pre-approval instantly.
- We get in touch
Our team will contact you to find the most suitable car and subscription plan for your needs.
- Drive away, within a day
If your car is in stock, you can drive away the same day and begin your subscription journey!
- 5 min to complete
The latest news
13 April 2026
Leading the Mobility Revolution: Karmo’s CRO Laura Harewood on Modern Leadership
13 April 2026
Leading the Mobility Revolution: Karmo’s CRO Laura Harewood on Modern Leadership
The latest news
Frequently asked questions
Curious about car subscriptions for personal or business use? Our Frequently Asked Questions (FAQ) section is here to help! From understanding how car subscriptions work to the application process and getting behind the wheel, we cover it all.
How am I charged for my Karmo car subscription plan?
To streamline the payment process and ensure convenience, all payments for our car subscription service are charged directly to the credit card that you have allocated. This allows for automated and hassle-free transactions, eliminating the need for manual payments or invoices.
Are there upfront costs required for a car subscription?
At Karmo, we understand the importance of keeping upfront costs to a minimum however, please be aware that our car subscription service does involve some small upfront costs. These include:
- Bond: A refundable bond of $500 – $1500 is required depending on the price of your car to secure the subscription. This amount will be returned to you at the end of the subscription term, provided there are no outstanding charges or damages.
- Security Payment: This amount is composed of your security deposit equivalent to two weeks of subscription, and an advance payment for your first week’s pro-rata subscription. Your two week security deposit will be returned to you at the end of your subscription term provided there are no outstanding charges or damages owed.
What is the eligibility criteria for car subscription?
To qualify for a car subscription, you need to meet the following requirements:
- Age: You must be between the ages of 25 and 75.
- Proof of Serviceability: You need to provide evidence of your ability to cover the subscription costs.
- Valid Driving Licence: You must possess a valid and unrestricted driving licence.
- Driver Declaration: You are required to pass the driver declaration, which ensures compliance with our safety standards.
Does Karmo perform a credit check for a car subscription application?
We do not require a traditional credit check as part of our application process. Instead, we focus on assessing your ability to pay for the service.
To ensure we can make an informed decision and tailor our offer to your specific needs, we kindly request that you provide us with a copy of your pay slip and a copy of your bank statement as part of the application process. These documents help us evaluate your financial capability to meet the payment requirements of the service.
We value your privacy and treat all personal information with the utmost confidentiality. Rest assured that any documents you provide will be handled securely and used solely for the purpose of assessing your eligibility for our service.
If I have been declined for finance on a loan can I still subscribe to a car?
At Karmo, we believe in providing flexible and innovative driving solutions to cater to various needs, even if you may not meet the criteria required by traditional lenders. With Karmo’s subscription options, you may still have the opportunity to subscribe to a car and enjoy the benefits of driving without the constraints of traditional financing.
What happens if I am involved in a car accident in my subscription car?
In the unfortunate event of an incident, here is the process to follow:
- Contact your local Karmo Hub to report the incident as soon as possible.
- If the vehicle is safe to drive, return the vehicle to your local Karmo hub during open hours
- If the vehicle has been towed, please provide information of where the vehicle has been sent as soon as possible.
- A new vehicle can be arranged to continue your subscription plan within one day. However in some rare circumstances Karmo may refuse to renew your subscription plan if you are deemed too high of risk.
- Complete the incident form provided by Karmo, and submit back to your local Karmo Hub as soon as possible.
- Once the vehicle and form is assessed by Karmo, we will submit the claim and manage the insurance process.
- The Damage Excess Fee is then payable by you, which will be refunded if you are cleared ‘not at fault’ by the insurance provider.
- If you have been found to be ‘at fault’, a weekly At Risk Driver Fee will be charged on top of your weekly plan for a period of 12-months from the date of your incident claim. If you have another incident in this 12-month period, the 12-months will start again.
Please remember to prioritise safety in the event of an incident and immediately contact your local Karmo Hub for assistance.
